/* insurancegirlbunch.com: navy + teal + warm coral, Fraunces headings, Figtree body. */
@font-face { font-family: "Fraunces"; font-weight: 600; font-display: swap; src: url(/fonts/fraunces-600.woff2) format("woff2"); }
@font-face { font-family: "Figtree"; font-weight: 400 700; font-display: swap; src: url(/fonts/figtree.woff2) format("woff2"); }

:root {
  --navy: #16243f;
  --navy-2: #22355a;
  --teal: #0f7480;
  --coral: #d9513e;
  --coral-dark: #b8402f;
  --cream: #fbf7f1;
  --sand: #f2ebe0;
  --text: #1f2633;
  --muted: #5a6272;
  --line: #e4ddd1;
  --white: #fff;
  --radius: 14px;
  --shadow: 0 10px 30px rgb(22 36 63 / 0.10);
  --font: "Figtree", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --head: "Fraunces", Georgia, "Times New Roman", serif;
  --wrap: 1160px;
  --gutter: 16px;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 80px; }
body { margin: 0; font-family: var(--font); font-size: 18px; line-height: 1.6; color: var(--text); background: var(--cream); }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--teal); }
a:hover { color: var(--navy); }
h1, h2, h3 { font-family: var(--head); font-weight: 600; line-height: 1.12; color: var(--navy); margin: 0 0 0.5em; letter-spacing: -0.01em; }
h1 { font-size: clamp(2.2rem, 5.4vw, 3.8rem); }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.5rem); }
h3 { font-size: 1.3rem; margin-top: 1.4em; }
p { margin: 0 0 1em; }
.center { text-align: center; }
.small { font-size: 0.9rem; }
.muted { color: var(--muted); }
.lead { font-size: clamp(1.08rem, 1.6vw, 1.25rem); }
.eyebrow { font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; font-size: 0.82rem; color: var(--coral); margin-bottom: 0.4em; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--gutter); }
.narrow { max-width: 760px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--white); padding: 8px 12px; z-index: 50; }
.skip:focus { left: 8px; }
:focus-visible { outline: 3px solid var(--coral); outline-offset: 2px; }

.btn { display: inline-block; background: var(--coral); color: var(--white); text-decoration: none; font-weight: 700; padding: 0.8em 1.4em; border-radius: 999px; transition: background 0.15s, transform 0.15s; }
.btn:hover { background: var(--coral-dark); color: var(--white); transform: translateY(-1px); }
.btn-sm { padding: 0.5em 1.1em; font-size: 0.95rem; }
.btn-lg { font-size: 1.1rem; padding: 0.95em 1.8em; }
.btn-light { background: var(--white); color: var(--navy); }
.btn-light:hover { background: var(--sand); color: var(--navy); }

/* Header */
.site-header { position: sticky; top: 0; z-index: 20; background: rgb(251 247 241 / 0.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
.bar { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 68px; }
.brand { display: flex; flex-direction: column; text-decoration: none; line-height: 1.15; }
.brand-name { font-family: var(--head); font-size: 1.35rem; color: var(--navy); }
.brand-tag { font-size: 0.78rem; letter-spacing: 0.08em; color: var(--teal); font-weight: 600; }
.nav { display: flex; align-items: center; gap: 22px; }
.nav a:not(.btn) { color: var(--text); text-decoration: none; font-weight: 600; font-size: 0.98rem; }
.nav a:not(.btn):hover { color: var(--coral); }
@media (max-width: 760px) {
  .nav a:not(.btn) { display: none; }
}

/* Hero */
.hero { background: radial-gradient(1200px 500px at 85% 10%, rgb(15 116 128 / 0.12), transparent 60%), var(--cream); padding: 56px 0 64px; }
.hero-grid { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 48px; align-items: center; }
.hero-photo { margin: 0; justify-self: center; position: relative; max-width: 380px; }
.hero-photo::before { content: ""; position: absolute; inset: 18px -18px -18px 18px; border-radius: var(--radius); background: var(--teal); opacity: 0.18; }
.hero-photo img { position: relative; border-radius: var(--radius); box-shadow: var(--shadow); }
@media (max-width: 820px) {
  .hero { padding: 32px 0 44px; }
  .hero-grid { grid-template-columns: 1fr; gap: 32px; }
  .hero-photo { max-width: 260px; order: -1; }
}

/* Sections */
.section { padding: 72px 0; }
.section-alt { background: var(--sand); }
@media (max-width: 640px) { .section { padding: 52px 0; } }

.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
@media (max-width: 820px) { .two-col { grid-template-columns: 1fr; } }
.card { background: var(--white); border-radius: var(--radius); padding: 32px; box-shadow: var(--shadow); }
.card-dark { background: var(--navy); color: #e8ecf4; }
.card-dark h2 { color: var(--white); }
.card-dark .eyebrow { color: #ff8f7c; }
@media (max-width: 640px) { .card { padding: 24px 20px; } }

.emoji-list { list-style: none; margin: 0; padding: 0; }
.emoji-list li { display: flex; gap: 14px; align-items: flex-start; padding: 12px 0; border-top: 1px solid var(--line); font-size: 1.08rem; font-weight: 600; }
.card-dark .emoji-list li { border-color: rgb(255 255 255 / 0.12); }
.emoji-list li:first-child { border-top: 0; }
.emoji-list span { font-size: 1.4rem; line-height: 1.2; flex: none; width: 1.8rem; text-align: center; }

.about-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: 48px; align-items: start; }
.about-photo { margin: 0; }
.about-photo img { border-radius: var(--radius); box-shadow: var(--shadow); }
@media (max-width: 820px) { .about-grid { grid-template-columns: 1fr; gap: 28px; } .about-photo { max-width: 420px; } }

.video { margin-top: 0.5em; }
.video-play { position: relative; display: block; width: 100%; max-width: 560px; aspect-ratio: 16 / 9; padding: 0; border: 0; border-radius: var(--radius); overflow: hidden; cursor: pointer; background: var(--navy); }
.video-play img { width: 100%; height: 100%; object-fit: cover; }
.play-icon { position: absolute; left: 50%; top: 50%; width: 72px; height: 72px; margin: -36px 0 0 -36px; border-radius: 50%; background: var(--coral); box-shadow: 0 6px 20px rgb(0 0 0 / 0.3); }
.play-icon::after { content: ""; position: absolute; left: 29px; top: 22px; border-style: solid; border-width: 14px 0 14px 22px; border-color: transparent transparent transparent var(--white); }
.video iframe { display: block; width: 100%; max-width: 560px; aspect-ratio: 16 / 9; border: 0; border-radius: var(--radius); }

/* Gallery: a scrolling strip on phones, a grid on wide screens */
.gallery-band { background: var(--navy); padding: 20px 0; }
.gallery { display: grid; grid-auto-flow: column; grid-auto-columns: 220px; grid-template-rows: 220px 220px; gap: 10px; overflow-x: auto; padding: 0 var(--gutter); scroll-snap-type: x proximity; scrollbar-width: thin; }
.gallery img { width: 100%; height: 100%; object-fit: cover; border-radius: 8px; scroll-snap-align: start; }
@media (max-width: 640px) { .gallery { grid-auto-columns: 160px; grid-template-rows: 160px 160px; } }

/* Testimonials */
.quotes { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; margin-top: 28px; }
@media (max-width: 820px) { .quotes { grid-template-columns: 1fr; } }
blockquote { margin: 0; background: var(--white); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); border-left: 5px solid var(--teal); }
blockquote p { font-size: 1.08rem; }
cite { font-style: normal; font-weight: 700; color: var(--navy); }
cite::before { content: "— "; }

.cta-band { background: linear-gradient(135deg, var(--teal), var(--navy)); color: #e8f1f3; padding: 72px 0; }
.cta-band h2 { color: var(--white); }

/* FAQ */
details { background: var(--white); border-radius: var(--radius); margin-top: 14px; box-shadow: var(--shadow); }
summary { cursor: pointer; padding: 20px 24px; font-weight: 700; font-size: 1.1rem; color: var(--navy); list-style: none; display: flex; justify-content: space-between; gap: 12px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font-size: 1.5rem; line-height: 1; color: var(--coral); }
details[open] summary::after { content: "–"; }
details p { padding: 0 24px 20px; margin: 0; }

.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.contact-grid h3:first-child { margin-top: 0; }
@media (max-width: 720px) { .contact-grid { grid-template-columns: 1fr; } }
.social { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 10px; }
.social a { display: inline-block; padding: 0.55em 1.1em; border-radius: 999px; background: var(--white); border: 1px solid var(--line); text-decoration: none; font-weight: 600; color: var(--navy); }
.social a:hover { border-color: var(--teal); color: var(--teal); }
.contact-grid a[href^="mailto"] { overflow-wrap: anywhere; }

.site-footer { background: var(--navy); color: #b9c3d6; font-size: 0.92rem; }
.site-footer a { color: #e8ecf4; }
.foot { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px 24px; padding-top: 22px; padding-bottom: 22px; }
.foot p { margin: 0; }

/* Simple text pages */
.page { padding: 56px 0 72px; }
.page h2 { font-size: 1.5rem; margin-top: 1.6em; }

@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .btn { transition: none; } }

/* Footer locations */
.foot-locations { padding-top: 36px; padding-bottom: 8px; border-bottom: 1px solid rgb(255 255 255 / 0.12); }
.foot-locations h2 { font-family: var(--head); color: var(--white); font-size: 1.3rem; margin: 0 0 16px; }
.locations { list-style: none; margin: 0 0 24px; padding: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px 32px; }
.locations .loc-name { color: var(--white); font-weight: 600; }
.locations a { text-decoration: none; line-height: 1.5; }
.locations a:hover { text-decoration: underline; }